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AIA Insurance of Wisconsin

2149 Velp Ave #200
Green Bay, WI 54303

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Boat/Watercraft Insurance in Wisconsin

Owning a boat is a great way to spend time with family and friends while also spending time outdoors. Boat and watercraft ownership comes with a heavy responsibility, though. Providing sufficient insurance coverage is the best way to fulfill this responsibility and continue enjoying your watercraft. At AIA Insurance of Wisconsin, serving Green Bay, WI, we educate our clients on many insurance topics. Keep reading to learn more about boat insurance.

Do I Need Boat Insurance?

Although you can legally operate a boat in some areas without insurance, insurance is the best way to protect the investment you have made in your boat and ensure that you can pay for any damage caused by your boat.

If a boating accident happens due to your watercraft, you will need to repair or replace your boat if it is damaged. If your boat causes damage to another boat or if someone is injured because of your boat, you will be held liable for any of these expenses. Without boat insurance, these expenses could leave you financially vulnerable. Boat and watercraft insurance helps protect you from this.

What Does Boat Insurance Cover?

Most boat and watercraft insurance policies will provide coverage in the following areas:

  • Property damage- If your boat is lost or damaged due to natural disaster, fire or theft, you can be reimbursed for repairing or replacing your boat.
  • Liability- If your boat causes damage to another craft or causes injury to someone, you will be held liable for those expenses. These can include medical fees as well as the repair or replacement of another craft. Liability coverage will pay for these expenses.

If you want to learn more about boat or watercraft insurance, please contact us at AIA Insurance of Wisconsin, serving Green Bay, WI.