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AIA Insurance of Wisconsin

2149 Velp Ave #200
Green Bay, WI 54303

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Flood Insurance in Wisconsin

Protecting your home with the right insurance products is crucial to your long-term financial security. Most homeowners believe that providing homeowner's insurance is all they need to protect their home sufficiently. Unfortunately, this is not the case. At AIA Insurance of Wisconsin, serving Green Bay, WI, we are here to help you better understand how to protect your home with insurance products. Keep reading to learn more about flood insurance and why this is a critical insurance consideration.

Does My Homeowner's Policy Cover Flood Damage?

Many homeowners believe that flood coverage is included in their homeowner's insurance policy. This is usually not the case. Most homeowners' insurance policies do not include flood damage. The risks of flooding vary significantly from one region of the nation to another. It is challenging for the underwriters of homeowner's policies to predict insurance coverage amounts. Flood damage coverage amounts must be calculated on a very individual basis.

Do I Need Flood Insurance?

Although flooding is more common in some areas than it is in others, flooding can happen anywhere. There is no way to correctly predict when or if a flood event will take place. To be safe, homeowners can add flood damage protection. This is an individual insurance product that must be purchased separately or added to a homeowner's policy.

To understand the flood risks in your area, you will need to sit down with an insurance representative. They will be able to give you information concerning flood events and flood risks for your home.

If you would like to learn more about flood insurance, or if you need help with any insurance questions or issues, don't hesitate to get in touch with us at AIA Insurance of Wisconsin, serving Green Bay, WI. We will be happy to assist you and answer your questions.